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Homegrown Goodness: Financing Your Country Home

Date: 
Author: 
Marcia Faulkner
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Home > Education & Events > March 2019 > Homegrown Goodness: Financing Your Country Home
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Many people dream of living a country lifestyle. But there are as many “whys” behind the notion as there are dreamers. Some people long for a simpler routine and work to get back to basics by cultivating and raising livestock to grow their own food. Others grew up in the country and want to enrich their children’s lives by providing a parallel experience. And many just want to escape chaotic routines, enjoy the country sounds and witness the amazing sunsets rural life has to offer.

I personally have my own small rural hobby farm and love the animals, nature and bounty it has to offer. My favorite part of country living is my vegetable garden. All it takes to get started is a few seed packets of your favorite garden vegetables, some potting soil, and a set of seed starting trays. In a matter of weeks you’ll be nurturing and harvesting your own homegrown produce! Here are a few tips:
  • Stay on a budget by looking around the house for extra recyclable containers. Yogurt, fruit cups, pickle jars -- anything will work. 
  • Find a sunny window sill and watch them start to grow. 
  • Plants like tomatoes and peppers are typically ready to be moved within four to six weeks.
  • Place them outside in a sheltered area for a few days and then transplant them to your garden. 
Start small and work your way up. Eventually, when you plant a large garden, you’ll have the opportunity to preserve your harvest for the winter months. Homemade pickles, sauces, and berries are just a few tasty items to try.  

Perhaps consider adding some livestock to your property. Chickens are fun to watch, especially if they’re out in the yard or garden for a few hours each day looking for a nice snack of insects and bugs. Feed costs can be offset by having both egg-layers and meat birds. Fresh eggs and chicken are always in demand. It’s easy to begin. When spring rolls around, just visit your local feed mill or farm retailer. They usually have baby chicks available each year.
 
Maybe you’ll want to add a goat or two with the extra space you’ll have in the country. There are many fun and friendly varieties to choose from and a great project for your child to begin showing their animals in the County Fair through the local 4H and FFA groups. With a bit of work and know-how, you can even grow some feed of your own for your livestock. 

If this is the life you’re looking for, Compeer can help you get started. Our team not only understands the ins and outs of the mortgage process, but we’re passionate about living and working in the rural communities we serve. Since we understand agriculture and rural living, we can tailor financing to help your family reach your lifestyle goals.

For more information on what it takes to trade stoplights for starlight and a balcony for a back yard, download our ebook with tips and information on moving from the city to the country. Or contact a mortgage specialist to get started on your journey to country living.
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