Patronage

Success Comes Full Circle with $187 Million Returned in 2025

You’re not just a client when you borrow from Compeer Financial; you’re a member-owner. Share in the success of your cooperative when the patronage program regularly returns a portion of earnings. See the value of Compeer membership on your balance sheet when we put cash back in your hands. And – thanks to our direct deposit option for patronage – you can now get your patronage even faster.

This essentially lowers the cost of borrowing funds for cooperative member-owners (that’s anyone who finances their hopes and dreams with us). The cash we give back benefits the farmers, their families and the communities where that money is recirculated.

As a cooperative member-owner, you also have access to exclusive benefits. We’re here to support your overall well-being, farm and family even after loan closing.

In 2025, Compeer Financial is returning $187 million back to member-owners. Individual patronage payouts are based on the business member-owners do with us in the prior year. Use your patronage however you want: pay down your loan, make new investments or take a long-awaited vacation.

Receive Your Patronage Faster, With Greater Security and Less Hassle

Starting in August 2026, all patronage payments will be made exclusively through direct deposit. Take action today and sign up through the method most convenient for you. By eliminating paper checks, Compeer can reduce costs and reinvest those savings to deliver greater value to member-owners.

Log in to MyCompeer  and select Patronage Payout Preferences from the Tools & Forms dropdown	Call Our Client Care Team  to request a secure digital patronage direct deposit authorization form at (844) 426-6733, Monday through Friday from 7:30 a.m.-5:00 p.m.	Visit Us In Person  to fill out a patronage direct deposit authorization form, which will include your preferred bank account and routing numbers

Make this election one month prior to patronage payouts (Jan. 1 for February and July 1 for August) to receive your share the way you want it.

Don’t have a MyCompeer account?

Enroll for secure, 24/7 access to account information and documents, exclusive member-owner benefits and more.

Get a Chance to Win and Give Back

Clients enrolled in patronage direct deposit before the August 2026 deadline will be entered to win a $1,500 donation they can direct to an agricultural organization or food bank of their choice*. One drawing will take place for each patronage payment between now and August 2026.

*Terms and conditions apply.

Patronage allocations, redemptions and payments remains at the discretion of the Board of Directors based on a combination of factors including the risk in our portfolio, earnings and current capital position.