Your Compeer Office
Blue Earth, MN

1700 Gian Drive, PO Bbox 220
Blue Earth, MN 65013
[email protected]

Compeer Client Services

Crop Hail Insurance

Protect your operation with crop hail insurance

In just a matter of minutes, a crop can be severely damaged by hail. When it comes to your livelihood, hail is one of the biggest threats there is. It can wipe out part of a field, damage a few acres here and there, or devastate an entire crop. Crop hail insurance can supplement your Multi-Peril Crop Insurance policy.

At Compeer Financial, we work with clients on their crop insurance needs by offering both federal crop insurance and hail and wind coverage. By combining products that offer different types of protection, our clients receive the insurance they need to fit their operational goals.

Our experienced specialists will come to your farm to discuss options and lay out a plan. If it's urgent, we can even handle policy enrollment over the phone. We work with multiple insurance companies to offer you a variety of options and will help you choose the policy that's right for you. Enrollment can take place any time prior to the event. Some companies will allow immediate coverage once enrollment is received, while others require a window of two hours or more before coverage takes effect. Compeer Financial understands the policies and can guide you to the option that is right for you.

  • Crop hail coverage provides protection against physical damage from hail and/or fire. You choose the dollar amount of hail coverage per acre, and payout will be at the percentage the hail damage occurred. It can be purchased as a stand-alone policy or in conjunction with your Federal Crop Insurance Policy. 
  • Many crop insurance companies offer a wide array of hail choices from no deductible to a variety of deductible choices along with some more specialized plans like companion and production hail plans.
  • Many crop hail policies also include extended coverage from damage due to fire and lightning, theft, vandalism and malicious mischief and, in some circumstances, certain perils while in transit and stored.  
  • Additional hail endorsements such as wind, green snap, extra harvest expense and canning reject coverage can also be added on to the underlying hail policy.
  • These policies are not federally subsidized and, therefore, you pay the full premium due. The hail and hail endorsement offerings, provisions and procedures vary among the crop insurance companies who offer them.

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