Multi-Peril Crop Insurance (MPCI)

MULTI-PERIL CROP INSURANCE (MPCI)

Customized Crop Insurance Protection Built for Your Farm

Crop insurance is more than a policy – it’s the foundation of your risk management plan. At Compeer Financial, we offer a wide range of federally backed coverage options designed to protect your revenue, support your breakeven and give you peace of mind. Our crop insurance officers work exclusively in agriculture and tailor your plan to fit your operation – down to the acre.

Revenue Protection (RP)

• Protects against individual revenue loss from yield shortfalls or price changes
  
  
• Ideal for producers seeking dependable support in unpredictable markets
  
  
• A frequent baseline coverage for most row crop operations
  
  
• Variations of this coverage include Whole Farm Revenue Protection (WFRP), Microfarm, Revenue Protection with Harvest Price Exclusion (RP-HPE), Area Revenue Protection (ARP) and Area Revenue Protection with Harvest Price Exclusion (ARP-HPE)

Yield Protection (YP)

• Provides individual yield-based coverage against weather, pests and natural losses
  
  
• Ideal if Revenue Protection isn’t a fit for your marketing strategy
  
  
• Simple, yield-focused support
  
  
• Area Yield Protection (AYP) coverage available too

Margin Coverage Option (MCO)

• Area-based margin protection for row crop producers
  
  
• Covers losses from rising input costs or falling revenue
  
  
• Complements RP coverage with added protection from 86–95%

Margin Protection (MP)

• Shieldsagainst shrinking margins from lower prices or higher input costs
  
  
• Uses county-level data to calculate margin trends
  
  
• Can be paired with RP for added security

Enhanced Coverage Option (ECO)

• Adds protection from 86% up to 90% or 95%
  
  
• Complements RP and Supplemental Coverage Option (SCO) for broader coverage
  
  
• Valuable in seasons with widespread regional losses

Supplemental Coverage Option (SCO)

• Adds protection to your RP policy between your deductible and 90%.
  
  
• County-level coverage based on area-wide yield and revenue performance
  
  
• Ideal for producers who want more protection with minimal complexity

Pasture, Rangeland, Forage (PRF)

• Rainfall index insurance designed for forage and hay producers
  
  
• Supports feed planning during dry seasons
  
  
• Based on historical weather trends in your area

Nursery Value Select (NVS)

• Inventory based coverage allows nursery producers to select the dollar amount of coverage that best fits their risk management needs
  
  
• Protects against perils like adverse weather, fire and wildlife
  
  
• Add-ons include Occurrence Loss Option and Peak Endorsement