New Livestock Insurance Options for 2025 Market Volatility

In today’s uncertain livestock markets, having the right risk management tools in place is more important than ever. The Livestock Risk Protection (LRP) program has long been a valuable way for producers to protect against declining market prices while still maintaining the opportunity to benefit if prices rise.

Beginning July 1, 2025, LRP is expanding to include two new livestock insurance coverage options designed specifically for dairy cull cows and unborn beef-on-dairy and beef calves.

These updates make LRP an even more flexible and accessible tool for livestock producers looking to protect their bottom line.

2. Coverage for Unborn Calves
 Designed for beef-on-dairy cross calves – such as Holstein cows bred to Angus bulls – and beef calves sold off the farm within two weeks of birth. Note that purebred dairy calves are not eligible for this coverage.

Why LRP Now?

With market prices continuing to fluctuate, LRP offers timely protection without locking you into a forward contract. Whether you’re marketing feeder cattle, fed cattle, swine – or now, cull cows and newborn beef-on-dairy calves – LRP helps safeguard your revenue in a cost-effective way.

At Compeer Financial, we understand the value of tailoring livestock risk protection insurance strategies to your unique operation. That’s why our insurance officers work with you one-on-one to make sure your coverage aligns with your marketing plans and financial goals.

Feeder Cattle, Fed Cattle & Swine Coverage with LRP

With customizable coverage options, LRP has long empowered producers to tailor protection to their herd size, marketing timeline and price outlook. As a reminder, here are already existing LRP options.

Feeder cattle coverage is typically used by cow-calf producers and backgrounders marketing lighter-weight animals under 1,000 pounds. These policies offer flexibility with coverage periods ranging from 13 to 52 weeks, and actual ending values are based on the CME Feeder Cattle Index to reflect market trends at the time of sale.

Fed cattle coverage, on the other hand, is tailored for feedlot operators finishing cattle that will weigh over 1,000 pounds at harvest. This option provides a safety net based on CME Live Cattle Futures, helping feedlot operators lock in a floor price during often-volatile finishing periods.

For swine producers, LRP coverage is available for hogs weighing between 189 and 351 pounds at the time of slaughter. Whether you're raising pigs in a farrow-to-finish or wean-to-finish operation, this option offers protection that typically tracks closely with CME Lean Hog Futures, with coverage lengths ranging from 30-52 weeks for unborn swine and 13-30 weeks for all other swine.

These core coverages provide producers with flexible, market-based options that allow them to better manage price risk while still benefiting if market prices move in their favor.

Get a Customized Look at Your Options

Not sure if LRP is the right fit for your operation? Try our Livestock Insurance Analyzer Tool. In just a few steps, this online resource gives you a personalized view of how LRP might work for your livestock and marketing timeline.

And as always, your local Compeer insurance officer is just a phone call away. We’re here to help you understand these new options and how they can play a role in your overall risk management strategy.